MyLoans.ai is an AI-powered platform that helps graduate students navigate student loan repayment, offering personalized guidance and clear, actionable insights instead of expensive advisors or confusing government websites. It was born from personal experience, after the founder faced more than $400,000 in combined graduate student loan debt with their partner.
At its core is a free loan repayment calculator tailored to current and former graduate students, plus an AI chat assistant that answers questions instantly with answers backed by official government sources. The tool explains repayment plans and forgiveness options in plain language, helps users compare scenarios, and collects no personally identifiable information.
MyLoans.ai positions itself as an independent advocate for borrowers — it once uncovered a $20 billion mistake in the government's loan repayment calculator — and claims over 10,000 borrowers helped, $120M+ in savings found and a 4.9/5 user rating. It currently focuses on graduate borrowers, with plans to expand to undergraduates.
Get more likes & reach the top of search results by adding this button on your site!
Get top updates in AI to your inbox every weekend. It's free!